Check out the below resources for general Debt/Credit management:

PowerPay

PowerPay provides tools to develop a personalized, self-directed debt elimination plan, including an easy-to-use calculator for paying down debt. Utah State University Extension provides this debt-management tool at no cost to consumers. It’s also available as a mobile app via iTunes.

National Foundation for Credit Counseling

NFCC member agencies provide a variety of free and affordable services including credit/debt counseling, student loan counseling and more. Visit the NFCC to find a certified consumer credit counselor, either locally or online.