Our mission is to provide WOW banking experiences in Indiana through our servant heart culture. Centier has 54 locations and is currently serving more than 26 communities across Indiana, including those in Lake, Porter and LaPorte Counties.

Below are THE CENTIER BANK products available:
  • Checking Account: Smart Choice Checking
    • Opening Balance: $25; no minimum balance
    • Monthly Maintenance Fee: None
    • ChexSystems: Yes
    • Out of Network ATM Fees: Yes
    • Per Check Charge: None
    • Check Writing Limit: None
    • First Overdraft Fee Waived (one per year)
    • Unlimited check writing
    • FREE return of check images
    • FREE Visa Debit Card
  • Savings Account: Smart Choice Savings
    • Minimum Opening Balance: $25
    • Monthly Maintenance Fee: $2 (if $25 minimum balance is not maintained); if monthly automatic transfer is made, $2 waived
    • ChexSystems: Yes
    • Out of Network ATM Fees: Yes
    • Fees may reduce earnings
    • Earn a variable interest rate
    • Overdraft coverage to your checking account for a $4 per transfer fee (with authorization form)
    • FREE ATM card
    • Transfers from a Smart Choice Savings account to another account or to third parties by pre-authorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per month.
  • Smart Choice Loan
    • Minimum Opening Balance: None
    • Monthly Maintenance Fee: None
    • Not intended for those who have a current or previous mortgage or auto loan, nor to repair credit
      problems on those loans
    • Must be 18 years of age to qualify
    • Offer subject to credit approval
    • Terms and conditions subject to change without notice

Interested in one of these products? Visit a location near you or call (888) 236-8437.
Member FDIC


In order to apply for the financial products listed above, you may be required to take one or more of our financial education workshops. Check with your bank partner regarding this criteria. To see class offerings, click here.